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  • Writer's pictureRichard Jennings

Understanding Home Reports In Scotland

Like a knight in shining armour, the Home Report in Scotland comes to your aid when you're selling your property. It's a comprehensive document that you've got to understand and it's not as daunting as it sounds.


You'll find out the condition, energy efficiency, and valuation of your property, all rolled into one. But what does it all really mean for you

A home with a key showing the word sold on it

What is a home report?


So, you're wondering what a home report is?


It's a document that details the condition, energy efficiency, and overall value of a property in Scotland.


Let's explore its cost and how long it lasts.

Home report Scotland cost.

Often, you might wonder what a home report is and how much it costs in Scotland.


Well, a home report is a legal requirement for selling a property, and it's typically prepared by a chartered surveyor. It's essential in giving potential buyers a clear understanding of the property's condition and value.


Now, as for the cost, it can vary. Typically, it ranges from £300 to £700, depending on the property's size, location, and value.


Keep in mind that this is an essential investment, and it's a cost you'll need to bear before listing your property for sale. It's also wise to shop around for quotes as prices can differ between surveyors.


Thus, understanding the costs involved helps you plan your finances better.

How long does a home report last?

While you're likely familiar with the concept of a home report, you might be wondering how long it lasts. In Scotland, a home report is valid for 12 weeks from the date it's completed.


Here's a quick rundown of the timeline:


  • Week 1-12: The home report is valid and can be provided to potential buyers.

  • After 12 weeks: If the property hasn't been sold yet, a refresh of the home report might be required. This isn't always necessary, but it's often requested by potential buyers or their lenders to ensure the information is still accurate.

  • Upon sale: Once the property is sold, the home report is no longer required.

Who is responsible for obtaining a home report?

In Scotland, it's typically the seller who's responsible for obtaining a home report before listing their property on the market. That's right, it's you who needs to ensure you've got this key document in place, not the potential buyer.


The home report, a compulsory requirement in Scotland, must be readily available for prospective buyers to view. It's essentially your responsibility to acquire one, and it's not something you can overlook or delay. If you're selling your property through an estate agent, they'll often assist you in organising this, but ultimately, the responsibility falls on your shoulders.


In essence, the home report is your declaration of the property's condition, energy efficiency, and the market value. It's a comprehensive and legal disclosure that you need to provide upfront. It's not just a requirement, it's a tool that gives buyers a clear picture of what they're getting.


In the event you're selling privately, you'll have to arrange for the home report yourself. Don't forget to factor in the cost when planning your sale as you'll have to cover the charges for the survey and valuation. So remember, as a seller, you're the one responsible for the home report.

What information is included in a home report?

Now that you understand your responsibility as a seller to provide a home report, let's explore what exactly this crucial document includes.


A home report in Scotland is a comprehensive package of information about a property for sale, which gives potential buyers a clear understanding of its condition and value.


Single Survey:

This provides detailed information about the condition and value of the home. It will provide an assessment of your home from top to bottom, using a 1-3 scale.

Within this will be the mortgage valuation report. This is used by mortgage lenders to determine if the house is suitable for the purpose of lending on.

An experienced mortgage broker will be able to explain how the scoring and mortgage valuation report can impact any potential buyers bids for your home.

Energy Performance Certificate (EPC):

The EPC gives the home an energy efficiency rating from A (most efficient) to G (least efficient). It also includes recommendations to improve the home's energy efficiency and save money.

Property Questionnaire:

This is completed by the seller, providing a range of information about the property such as its council tax band, parking facilities, and any alterations that have been made.


These components provide a holistic view of the property, helping you make an informed decision. It's essential you review all sections carefully, ensuring you're not just buying a house, but a home you're truly happy with

How is the value of a property determined in a home report?

Determining the value of a property in a home report isn't a guessing game, but a thorough process that includes several key factors. The first thing you should know is that a professional surveyor completes the valuation section of the report. This expert bases their valuation on the property's size, condition, location, and the prices of similar properties sold recently in the area.


The surveyor also takes into account any improvements you've made, such as extensions or loft conversions. However, not all improvements add value. If they're not up to standard or are out of character with the rest of the property, they might even reduce the value.


You should also be aware that the valuation isn't necessarily the price you'll achieve when selling. It's a professional opinion of the property's worth and a guide for lenders to determine how much they're willing to lend on the property.

What are the legal requirements for a home report in Scotland?

Before putting your property on the market in Scotland, you're legally required to provide a home report to potential buyers. This is a comprehensive document that includes essential details about the property's condition and value. It's not an option, you've got to do it.

How Long Does It Take to Complete a Home Report in Scotland?

You're probably wondering about the timeline for a home report in Scotland. Typically, it takes about 2-3 working days to complete, but it can vary based on the surveyor's availability and property complexity.

What Happens if Defects Are Found in the Home Report?

If defects are found in your home report, you'll likely have to address them before selling. This could mean making repairs, adjusting your asking price, or providing further documentation to clarify the issue.

Can a Home Report Impact the Sale of My Property?

Absolutely, a home report can impact your property sale significantly. It's a key document potential buyers review. Any issues or defects might deter buyers or lower the price they're willing to offer.

Can I Dispute the Findings of a Home Report?

Yes, you can dispute a home report's findings. If you're unhappy with the report, it's best to discuss it with the surveyor first. If unresolved, you can make a complaint to the Royal Institution of Chartered Surveyors.


So, you've learned about home reports in Scotland. They're important documents required when selling your home, providing crucial details like the property's value and condition. The responsibility to get one falls on the seller.


The property's value is determined by a surveyor, with legal requirements ensuring a fair process. Understanding home reports can make your home selling experience smoother and more transparent.


Remember, knowledge is power – especially when selling a home!

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