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Richard Jennings
Mortgage Services
Richard Jennings
Dec 18, 20243 min read
What Happens When Your Fixed-Rate Mortgage Ends?
If you’re approaching the end of your fixed-rate mortgage term, you might be wondering, what happens next? Whether you’re a first-time...
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Richard Jennings
Dec 12, 20242 min read
Understanding the Impact of Interest Rate Changes on Your Mortgage
Interest rates are a key factor in determining the cost of your mortgage, and even small changes can significantly impact your monthly...
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Richard Jennings
Dec 6, 20243 min read
Fixed vs. Variable Rate Mortgages: Which Is Right for You?
When deciding on a mortgage, one of the most critical choices is whether to go with a fixed-rate or variable-rate mortgage. Both...
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Richard Jennings
Nov 27, 20242 min read
What Does a Mortgage Broker Do and How Can They Help You?
If you’re considering buying a home, remortgaging, or investing in property, you’ve likely come across the term mortgage broker . But...
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Richard Jennings
Nov 18, 20244 min read
Tips for Navigating the Mortgage Process as a Young Buyer
Purchasing your first home is an exciting milestone, but for young buyers, navigating the mortgage process can feel daunting. From saving...
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Richard Jennings
Nov 13, 20244 min read
Tips for Navigating the Mortgage Process as a Young Buyer
Purchasing your first home is an exciting milestone, but for young buyers, navigating the mortgage process can feel daunting. From saving...
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Richard Jennings
Nov 8, 20243 min read
Common Mortgage Myths Debunked
Thinking of buying a home but feel held back by mortgage myths? Don’t let misinformation keep you from taking the next step! In this...
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Richard Jennings
Oct 29, 20244 min read
Rebuilding Credit for Homebuyers
Owning a home is a milestone many of us dream of, but for those with a less-than-perfect credit history, this goal can feel out of reach....
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Richard Jennings
Oct 21, 20244 min read
A guide to mortgages with a bad credit score.
Getting a mortgage can be a daunting process, especially if you have a less-than-perfect credit score. In the UK, many people worry that...
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Richard Jennings
Oct 14, 20243 min read
Common Mortgage Mistakes to Avoid
Common Mortgage Mistakes to Avoid: A Simple Guide for First-Time Buyers Buying a home is one of the biggest financial decisions you'll...
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Richard Jennings
Oct 7, 20242 min read
How to Get a Mortgage with Bad Credit
Getting a mortgage with bad credit can be tough, but it's possible. Even if you’ve had financial issues like missed payments or defaults,...
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Richard Jennings
Oct 1, 20244 min read
Home Equity Loans Explained: Unlocking the Value of Your Home
Owning a home isn’t just about having a place to live—it’s also a powerful financial asset. As you pay down your mortgage or as the value...
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Richard Jennings
Sep 23, 20242 min read
How to Prepare Financially for Buying a Home
Buying a home is a major financial step. Here’s a simplified guide to get your finances ready before you start house hunting. 1. Assess...
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Richard Jennings
Sep 20, 20242 min read
How to Maximize Your Chances of Getting a Mortgage.
Getting a mortgage is one of the biggest financial steps you'll take, and getting approved can feel challenging. However, with the right...
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Richard Jennings
Sep 9, 20242 min read
How Mortgage Rates Are Set
Mortgage rates are influenced by a few key factors, including the economy, inflation, and global events. Here’s a simple breakdown: 1....
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Richard Jennings
Mar 13, 20244 min read
What to Ask a Mortgage Advisor
As a first-time buyer, or home mover it can seem a confusing process to obtain a mortgage. That’s where having a mortgage broker comes...
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Richard Jennings
Mar 13, 20246 min read
Navigating The Mortgage Application Process
Knowing where to begin, when looking to apply for a mortgage can be a daunting task. There is lots of information out there, but...
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Richard Jennings
Feb 20, 20245 min read
Can You Get a Mortgage on a Fixed Term Contract?
Trying to get your first mortgage when you are on a fixed term contract can seem very daunting and uncertain. You might be wondering if...
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Richard Jennings
Feb 18, 20245 min read
Can You Be Declined a Product Transfer Mortgage
Is it possible that you could be turned down for a product transfer mortgage? As you navigate the financial landscape, it's crucial to...
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Richard Jennings
Feb 18, 20246 min read
Refinancing Vs. Remortgaging
Navigating the financial seas of homeownership can often feel like trying to steer a ship through a storm. You're constantly looking for...
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