RICHARD JENNINGS MORTGAGE SERVICES
Struggling to Get the Mortgage You Deserve as a Limited Company Director?
As a limited company director, you may have faced the frustrating reality that many lenders don’t consider your full earnings, especially when it comes to retained profits. Despite running a successful business and having significant funds within your company, mortgage lenders often overlook this key part of your income, basing their decisions only on your salary and dividends. This can leave you with an offer far below what you need for your dream home.
It's frustrating, isn’t it? You work hard to build a thriving company, you have substantial retained profits, and yet you’re stuck trying to explain your income to lenders who don’t see the full picture. This limited perspective from traditional lenders could mean the difference between securing the home you want and having to settle for less—or worse, no mortgage at all. You’re not alone in feeling like the system isn’t built for people like you.
But here’s the truth: it doesn’t have to be this way.
Maximise Your Borrowing
At Richard Jennings Mortgage Services, we understand the unique position of limited company directors and the complexities of your income. That’s why we work with specialist lenders who take a more holistic view of your financial situation. By considering both your salary and retained profits, we can help you get the mortgage that truly reflects your business success and personal needs. With access to over 90 lenders and thousands of mortgage products, we’ll find the solution that works for you.
Get Started Today
In submitting this form I agree I have read the privacy policy
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
How It Works:
Securing Your Dream Home in 4 Easy Steps
Ready to Unlock Your Full Mortgage Potential?
Don’t let traditional lenders hold you back. With our expert guidance and access to specialist lenders, we’ll ensure your retained profits are considered—helping you secure the mortgage you deserve.
Your dream home is just a few steps away. Fill in your details below, and let’s get started with a free, no-obligation consultation. There’s no pressure, just a simple way to explore your options and take control of your mortgage journey.
Take the first step today—your dream home is waiting!
In submitting this form I agree I have read the privacy policy
Richard Jennings Mortgage Services is a trading style of Richard Jennings an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales.
Registered Address: St John’s Court, 70 St John’s Close, Knowle, B93 0NH.Company Number 081304998
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances.
Conveyancing and some forms of buy to let mortgages are not regulated by the FCA.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.