RICHARD JENNINGS MORTGAGE SERVICES
Rebuild Your Future: Mortgage Solutions for Adverse Credit History
Past credit challenges—whether due to historic defaults, CCJs, or arrears over 12 months old—can make it difficult to secure a mortgage. Many lenders may see your history and stop there, leaving you feeling overlooked and unsure about your options.
You deserve more than a ‘no’ based on your past. It’s disheartening to be turned away repeatedly, especially when you’re ready to move forward. The home you envision shouldn’t feel out of reach just because of past hurdles, and the frustration of limited options shouldn’t define your journey.
But here’s the truth: it doesn’t have to be this way.
We help turn a no into a YES
Richard Jennings Mortgage Services is here to change that. We have access to a diverse panel of specialist lenders, including those not accessible to the general public, who look beyond the numbers and see the real story behind your finances.
Our partnerships include reputable lenders known for working with clients who have prior defaults, CCJs, or older arrears, so you’re not limited to “one-size-fits-all” options. With over two decades of experience and a wide selection of options, we’re confident we can find a path forward together.
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Start your journey TODAY.
Imagine finally having the keys to a new beginning. With our support, you’ll find a mortgage solution that works for your current situation—not your past. Our team offers a supportive, professional experience from start to finish, making your goals our mission. Join the many clients nationwide who’ve regained their financial independence with our guidance. Ready to get started? Don’t let yesterday hold you back—reach out today and let’s get you on the path to homeownership!
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
How It Works:
Securing Your Dream Home in 4 Easy Steps
Ready to Unlock Your Full Mortgage Potential?
Contact Richard Jennings Mortgage Services to discuss your mortgage options.
Schedule a call, visit our advice center in Dumfries, or reach out online, and let us help you take the first step toward your new home.
Take the first step today—your dream home is waiting!
In submitting this form I agree I have read the privacy policy
Richard Jennings Mortgage Services is a trading style of Richard Jennings an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales.
Registered Address: St John’s Court, 70 St John’s Close, Knowle, B93 0NH.Company Number 081304998
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances.
Conveyancing and some forms of buy to let mortgages are not regulated by the FCA.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.