MORTGAGE BROKERS IN CUMBRIA AND SOUTH WEST SCOTLAND
Independent Mortgage & Protection Advice

Richard Jennings Mortgage Services is a trusted and respected mortgage & protection advice firm based in Carlisle but with the ability and expertise to help clients all over the United Kingdom.

We have over 20 years of experience within our team and provide the highest quality advice to help you meet your property and home ownership aspirations.

We will ensure you are given the right advice in all aspects of your Financial Life.
Richard Jennings Mortgage Services understands that reviewing your financial circumstances is vitally important, that's why we have a wider team of expert advisers who we will refer you to; Pensions, Investments, Tax Planning, Wills, Trusts, Estate Agency and conveyancing services.

Respect | Trusted | Recommended

Through our extensive relationships with mortgage lenders, our 20+ years of experience and thorough understanding of each lenders mortgage criteria we are able to offer a whole of market suite of mortgages sourced from over 90 Banks and Building Societies totaling 12,000+ mortgage products.

Our advice and recommendations will be tailored to your individual needs and circumstances.

Where the cheapest product provider is not recommended you will receive a comprehensive suitability report that outlines the reason for the lender we have recommended, which lenders were cheaper and why those lenders were not available to you, so you always have complete peace of mind and transparency throughout.

In addition to providing you with advice on your mortgage, in line with the Financial Conduct Authority’s Consumer Duty legislation, and our own client charter, we will discuss with you the potential risks of home ownership, the events that could stop you being able to maintain your mortgage payments and where appropriate we will provide recommendations for the most suitable solutions.

Our goal is to keep you fully informed throughout the process, provide you all the information you need regarding our recommendations, keep the process simple and jargon free whilst ensuring we not only help you buy your home, but we help keep you in it should the worst happen.